Cheque Writer

A cheque writer, also known as a "drawer" or "account holder," is the individual or entity who writes and signs a cheque. They authorize the cheque for payment from their bank account. The term "check writer" is sometimes used interchangeably with "payor" or "maker". 

Key Points about Cheque Writers:

• Role:

  The cheque writer is responsible for initiating the payment of a cheque.

• Account:

  They have a transaction banking account (like a current or cheque account) where the money is held.

• Responsibility:

  They ensure the cheque is properly filled out, signed, and authorized for payment.

• Legal Context:

  The cheque writer is legally responsible for the cheque's validity and any potential consequences of it being issued, such as bounced cheques or fraudulent activity.